Please ensure Javascript is enabled for purposes of website accessibility Rusnock bill to boost flood insurance awareness passes House

Rusnock bill to boost flood insurance awareness passes House

Pennsylvania House Democratic Caucus    March 25, 2026 | 2:25 PM

HARRISBURG, March 25 – Legislation introduced by state Rep. Jacklyn Rusnock, D-Berks, that would require insurance companies to disclose the availability and cost of flood insurance to homeowners passed the House today.

“Flooding is the most common and costly natural disaster in the United States. We’ve seen homes, businesses, and schools devastated in my district and across Pennsylvania,” said Rusnock. “While FEMA designates certain properties as flood zones, we know floodwaters don’t stop at lines on a map.”

Rusnock said that while some homeowners are required to have flood insurance because of their home’s location, many homes outside of these designated zones are still at a significant risk, and the homeowners are unaware that affordable flood insurance is available to them.

House Bill 1260 would require insurance companies offering or issuing homeowner’s insurance policies to notify homeowners of the availability and pricing of flood insurance. Additionally, it would require annual notice be given to individuals with homeowner’s insurance.

“This legislation addresses the existing knowledge gap by empowering homeowners to make careful, informed decisions about protecting their property and well-being,” said Rusnock.

The bill now moves to the state Senate for consideration.